Finance

May 24, 2023
Professor Nuno Clara explains how a 10-year deferral on debt repayment could maximize individual and societal wealth
10 years ago, when Nuno Clara was studying ways of making mortgages less vulnerable to default, he wondered why student debt wasn’t also being examined. He says student debt was growing exponentially at that time.
“Just looking at people’s balance sheets, student debt could be the next crisis,” he thought.
Clara decided to research... read more
- CFOs Modestly Upgrade Economic Outlook Despite Labor Market, Inflation Concerns
- Professor Campbell Harvey: Web3 Affects All of Us
- 2023 CFO Outlook: Weak Growth; Wages Trail Inflation
- CFOs See Higher Costs and Lack of Skilled Labor; Reduce Outlook for Growth
- The CMO Survey: Inflation Drives Companies to Spend Less on Marketing, Offer More Value
- Unraveling How Cybercriminals Extort Businesses Worldwide
- Why Some Firms Beat the Post-IPO Slump
- Why Investors May Need Mandatory Certification of Firms' ESG Claims
- How Should Music Streaming Services Pay Artists?
- The Influence of Frequent Flyer Programs
- The CFO Survey: Economic Outlook for 2022 Deteriorates
- The CFO Survey: CFO economic optimism declines in the first quarter of 2022
- Untangling the Risk Management Paradox
- The CFO Survey: CFOs report rising costs that could last through 2022
- The CFO Survey: Cost Pressures Mount Amid Widespread Supply Disruption and Labor Shortages
- What Your Email Address Says About Your Credit Worthiness
- CFOs remain optimistic despite concerns about cost pressures, labor availability
- Signs Inflation Looms and How to Protect Against a Potential Surge
- Research Suggests SEC’s Increasing Focus on Terrorism May Limit Financial Oversight
- The CFO Survey: CFOs Report Optimism About Economic Growth
- If There’s a Right Time to Ban Short Selling, It’s During a Crisis
- Lessons From the GameStop Squeeze
- The CFO Survey: CFOs Optimistic But Uncertain About the Pace of Recovery
- 10 Issues CFOs Might Lose Sleep Over in 2021
- Gold’s Wild Ride
- The Robots Are Here. How Are They Affecting Analysts?
- The CFO Survey Shows Expectation of Slow Recovery
- COVID-19: What Shocked Financial Markets?
- 401(k) Plans Can Now Invest in Private Equity. Should They?
- How Does COVID-19 Impact the Outlook for Financial Markets?
- Seven Threats to the Economic Recovery from COVID-19
- The CFO Survey: Business Confidence Beginning to Rebound
- Discrimination in the Higher Education Bond Market
- The Impact of COVID-19 on Private Equity
- Why Many Small Businesses Have Missed Out on Federal Loans
- COVID-19 Drives CFO Optimism Down to Great Recession Levels
- Harvey: There is Light at the End of the Tunnel
- Can Federal Economic Relief Save Small Businesses?
- On Earnings Calls, Cynics Move Markets More
- CFO Survey: Half of US CFOs Expect Recession in 2020 As Election Looms
- Incumbent CEOs Working With New CFOs Earn 10% More Money
- CFO Survey: Optimism Sinks to 3-Year Low
- How the Medicare Reimbursement System Drives Up Drug Prices
- CFO Survey: Global Recession Predicted; Strong Support for U.S. Immigration Reform
- How Environmentally Literate Are You?
- CFO Survey: Recession Expected by Late 2020
- Firms Perform Better When They Communicate Culture Consistently
- The Myth of the Subprime Mortgage Crisis
- The Fourth Horseman of the Next Recession Approaches
- The Three Mistakes Factor Investors Make
- CFO Survey: Recession Likely by Year-End 2019
- How Risk Perception Influences the Housing Market
- CFO Survey: With Hiring Their Top Concern, Firms Want More Skilled Immigrants
- Biannual Financial Reports Would Be More Accurate
- Why the Yield Curve Isn’t Predicting Recession – Yet
- CFO Survey: Concern About Hacking, Borrowing Costs; Optimism Still High
- How to Make Microfinancing Less Expensive for Emerging Entrepreneurs
- Fintechs are Changing How Investors Think
- The Limits of Trust in Business
- CFO Survey: Firms Slow to Adopt Fintech; Tax Reform Boosts CFO Optimism
- More Frequent Reports Hurt Firms, Shareholders
- Finance CEOs Discuss Modern Leadership
- CFO Survey: Pending Tax Reform Prompts Spike in Business Optimism
- Breaking Down Bitcoin
- How Requiring More From Auditors Could Backfire
- The Duke CFO Global Business Outlook: Financial Executives on the Year Ahead
- Most Accounting Standards Don’t Benefit Shareholders
- Today Finance, Tomorrow the World — How Blockchain Can Change Society
- How Activist Investors Boost Corporate Innovation
- CFO Survey: Uncertainty Slows Spending Plans
- Banks Need Leeway in Reporting Assets, Research Finds
- CFOs to Trump: Stop Tweeting, Lose the Border Tax, But Continue Some Reforms
- High Corporate Debt Loads Could Crimp Spending
- How Diversity Shapes Private Equity
- CFO Survey: Trump Win Boosts Business Optimism
- CFO Survey: U.S. Political Risk to Hinder Capital Spending Beyond Election
- Demystifying Hedge Fund Performance
- CFO Survey: Political Uncertainty Slows Nearly Half of U.S. Firms
- New Research Could Improve Check-Cashing Industry for Customers and Businesses
- CFO Survey: Weak Business Spending Forecast; Employment Growth Continues
- Corporate Tax Avoidance: Could Reform Make a Difference?
- How Corporate Culture Affects the Bottom Line
- CFO Survey: Labor Markets Tighten; Stock Market Still Overvalued
- CFO Survey: Trump, Fiorina Viewed as best for Business
- Research: Gold Price Plummet Could Continue
- CFO Survey: Strong Hiring and Wage Growth Expected in U.S.
- CFO Survey: More than 80 percent of firms say they have been hacked
- China's Growing Consumption Economy Drives Investment Shift
- Chinese Business Executives Discuss Investment Challenges Abroad
- Why David Rubenstein is Bullish on China
- Research Suggests Low-Income Home Buyers Not to Blame for Financial Crisis
- CFO Survey: Wage hikes expected; strong dollar will dampen U.S. exports
- Research: Corporate Executives Hugely Overconfident
- What is Impact Investing and How Does It Work?
- Study: CEOs Are More Optimistic, More Open To Risk
- Research from Professor Campbell Harvey Shows Gold Is Not an Inflation Hedge
- The Power of Voice: Managers' Vocal Cues Can Influence Company Performance
- Bank Runs Found to Spread Like a Contagion
- The Economic Power – and Pitfalls – of Positive Thinking
- Three of Four Financial Executives Willing to Sacrifice Shareholder Value to Meet Earnings Expectations